State farm has “drive safe and save,” progressive has snapshot, nationwide has smartmiles, and so on. If you frequently practice distracted driving, take sharp turns, or have a spotty driving record, you might not be the ideal candidate for drive safe & save and could see only minimal discounts. State Farm Insurance Agent In Joliet Il State Farm Insurance State Farm Car Insurance Just make sure you keep your location and bluetooth preferences enabled so trips can automatically record. How does drive safe and save discount work . You’re in control of your auto insurance discount with drive safe & save. Your discount may vary from term to term based on your actual driving, but it will always be a discount on your policy. Get a discount just for signing up! After the company collects data about your driving habits, it may offer you further discounts to reward you for safe driving. Your discount may vary from term to term based on your actual driving, but it will alway...